Choosing the Right Boat
Questions to Ask Yourself Before You Buy
Buying a boat is exciting—but it can also be overwhelming. The first question to ask yourself is simple: What do you want your boat to do for you?
We often start here when clients are exploring financing or deciding what type of vessel fits their lifestyle. How you answer this question will guide nearly every other decision you make along the way.
Think About Your Cruising Plans. How you plan to use your boat matters. Ask yourself:
- Day trips or overnight adventures? If you plan to spend multiple nights on board, you’ll want a vessel with comfortable sleeping accommodations.
- Short hops or long journeys? Speed might be important if getting from point A to point B quickly matters, but if the journey itself is part of the experience, fuel efficiency and cruising comfort could be more valuable.
For example, a fast cruiser is great for those who love speed, while a trawler makes sense for those who prioritize efficiency and longer-range comfort.
Safety and Family Considerations
If children will be on board, safety is key:
- Are the cockpit gunnels high enough to keep little ones secure?
- Are the side decks wide, with secure bow rails, to make moving forward safer?
- If side decks are narrow, is there a walkthrough in the windshield for easier access?
Even adults appreciate thoughtful design. Easy boarding, clear pathways, and simple layouts make life on the water more enjoyable.

Sightlines and Navigation
How well you can see from the helm is another important factor:
- Can you easily see the bow and stern when maneuvering in tight spaces?
- Are the controls and instruments intuitive for close-quarters navigation?
Good sightlines aren’t just convenient—they make you safer and more confident while on the water.
Sailboat Performance vs. Comfort
If you’re looking at a sailboat, there’s often a trade-off between performance and comfort:
- Do you want speed and performance in rough conditions, or more spacious, comfortable accommodations below deck?
- Is the rig and sail handling easy from the cockpit?
- Are the side decks easy to navigate, and are proper lifelines in place for safety?
Every choice has its consequences, so knowing what matters most to you will help narrow down your options.
Final Thoughts
These questions are just the beginning. There are many factors to consider when choosing a boat—from storage space and electronics to hull design and onboard amenities. Taking the time to think through your priorities will help you find a vessel that fits your lifestyle, keeps you safe, and makes your time on the water as enjoyable as possible.